Terms & Conditions

Effective Date: 16-11-2024

Welcome to Gaayaki.com! These Terms and Conditions (“Terms”) govern your use of Gaayaki.com’s payment gateway services, including all related features, services, and transactions conducted through our platform. By accessing or using the Gaayaki.com payment gateway, you agree to comply with these Terms. If you do not agree to these Terms, you should not use our services.

1. Overview of Services

Gaayaki.com provides an online payment gateway that facilitates secure and efficient processing of payments between customers and merchants. Our platform supports various payment methods, including credit/debit cards, bank transfers, and digital wallets, to help merchants collect payments from their customers.

2. Eligibility

By using Gaayaki.com’s payment gateway, you represent and warrant that:

• You are at least 18 years old and have the legal capacity to enter into a binding contract.
• You are not prohibited by law from using our services.
• If you are acting on behalf of a business or organization, you have the necessary authority to bind the business or organization to these Terms.

3. Account Registration and Security

To access certain features of Gaayaki.com, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the confidentiality of your account credentials, including your username and password.
• Notify us immediately of any unauthorized use of your account or any other security breaches.

You are responsible for all activities that occur under your account, whether or not you authorized them.

4. Payment Processing

Gaayaki.com enables payments to be processed for goods and services between merchants and customers. You agree that:

• You will provide accurate and complete payment information when using our services.
• You are responsible for ensuring that the funds used for payment are valid and authorized.
• You are responsible for resolving any issues related to payments, including disputes with merchants or other parties.

5. Fees

Gaayaki.com may charge fees for using the payment gateway services. The applicable fees will be clearly communicated to you before processing a transaction. These fees may include transaction fees, service charges, or other applicable charges based on the nature of the payment. Fees may be subject to change, and any changes will be communicated in advance.

6. Refunds and Disputes

Refunds for transactions processed through Gaayaki.com are subject to the policies of the merchant or the relevant third party. If you believe a transaction was incorrect, you should first contact the merchant directly to resolve the issue. In case the merchant is unresponsive or unable to resolve the issue, you may submit a refund request to Gaayaki.com, subject to our Refund Policy.

Disputes between customers and merchants regarding goods, services, or payments are the responsibility of the parties involved. Gaayaki.com is not liable for such disputes.

7. Prohibited Activities

You agree not to use Gaayaki.com for any unlawful or prohibited activities, including but not limited to:

• Engaging in fraudulent or deceptive practices.
• Processing payments for illegal products or services.
• Violating any applicable laws, regulations, or third-party rights.
• Using the payment gateway to transmit harmful or offensive content.
• Attempting to reverse engineer, hack, or otherwise interfere with the functioning of Gaayaki.com’s systems.

If we suspect that you are involved in any prohibited activities, we reserve the right to suspend or terminate your access to our services immediately.

8. Intellectual Property

All content, trademarks, logos, and intellectual property associated with Gaayaki.com are owned by Gaayaki.com or its licensors. You are granted a limited, non-exclusive, non-transferable license to use our services for their intended purpose, subject to these Terms. You may not use our intellectual property for any unauthorized purpose without prior written consent from Gaayaki.com.

9. Privacy and Data Protection

Gaayaki.com respects your privacy and is committed to protecting your personal information. Our collection, use, and processing of personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy for more details on how we collect, use, and protect your data.

10. Limitation of Liability

To the fullest extent permitted by law, Gaayaki.com and its affiliates, employees, officers, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the payment gateway, including but not limited to loss of profits, loss of data, or business interruption.

Our total liability to you for any claim, whether in contract, tort, or otherwise, shall not exceed the amount paid by you for the specific transaction that gave rise to the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Gaayaki.com and its affiliates, employees, officers, and agents from any and all claims, losses, damages, liabilities, expenses, or costs (including reasonable attorneys’ fees) arising out of or related to your use of the payment gateway, any violation of these Terms, or any violation of applicable laws or third-party rights.

12. Termination and Suspension

Gaayaki.com reserves the right to suspend or terminate your access to our payment gateway services at any time, without notice, for any reason, including but not limited to:

• Violation of these Terms.
• Suspected fraudulent or illegal activities.
• Requests from law enforcement or regulatory authorities.

Upon termination, your right to use the payment gateway will immediately cease, and you agree to discontinue all use of the services.

13. Modifications to These Terms

Gaayaki.com reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated “Effective Date.” You are encouraged to review these Terms periodically to stay informed about any updates. Your continued use of the payment gateway after any changes are made constitutes your acceptance of the revised Terms.

14. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes arising from or related to these Terms will be resolved through binding arbitration in [Insert Location], in accordance with the rules of the [Insert Arbitration Association].

15. Contact Us

If you have any questions or concerns about these Terms or the Gaayaki.com payment gateway, please contact us at:

Gaayaki.com

Email: info@gaayaki.com
Phone: +91 99361 69772

Address: Taramandal Gorakhpur UP 273001 India

By using the Gaayaki.com payment gateway, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.